[ it's incredibly awkward, yes! but Penny doesn't seem to be aware of that, taking his refusal of her offer to be an act of humility instead. she respects that, but no one should have to walk home in the rain!

she thinks for a moment, wondering how she can come to a compromise. she ultimately decides to close the umbrella, but instead of carrying it away, she steps closer to lean it on the outer wall of the shop next to him. ]

Actually, I think I'm going to leave it here for now. If you see someone else passing by that needs it, you can give it to them!

[ she thinks that she's being clever by "offering" it in an indirect way. it's the perfect plan! ]